There are a number of schemes which enable you to tap into the value of your home without having to sell it and move out.

Over the past forty years, thousands of retired homeowners have found that these plans provide a safe and successful method of releasing regular income or a cash lump sum, to improve the quality of their life in retirement.

The alternative may not be very attractive. Too many elderly homeowners find themselves in the unenviable position of having to watch every penny they spend from day to day, while most of their money remains locked up in their single biggest asset - their home. Home income plans and equity release plans could help resolve the problem.

But there are other schemes on the market which make the same promises - and bitter experience has shown that they are neither safe nor successful.

ADS Mortgage & Financial planning specialise in arranging equity release solutions and have no affiliation with any specific lender enabling us to find exactly the right scheme for you.